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TERMS AND CONDITIONS

Conditional approval is based on information contained in a pre-qualifying report from a credit reporting agency indicating that you meet the criteria for creditworthiness used to approve applications for this offer. This offer may not be extended to you if we determine that the pre-qualifying report was incorrect or you no longer meet the criteria used for this offer. Conditional approval does not guarantee final approval. Final approval is contingent upon a completed and approved application, passing fraud verification, and verification of identification, employment, income, active bank account and debt obligations. All information that you provide must be true and correct. No responsibility is assumed for incorrect information provided by the various consumer credit reporting agencies. You must be at least 18 years of age. You must provide valid government-issued, picture identification. There must be a telephone number at the residential address provided in your application. This conditional offer applies only to loans for personal, family, or household purposes. Individuals who are active duty military personnel, their spouses, and their dependents are not eligible by law.

Alabama Residents: This offer is for an advance of credit.

Arizona Residents: This offer is for a registration loan.

Missouri Residents: This offer is for a Small Loan, not a title loan or payday loan, even where title loan or payday loan services are also offered.

South Carolina Residents: Installment loans in South Carolina are subject to customer's ability to repay.

Tennessee Residents: This offer is for a advance of credit.

Texas Residents: This is an offer for credit services from a credit access business, for an installment loan arranged through a third-party lender. This offer is also subject to lender's and CAB's verification ofeligibility and a complete and approved application.